Phudge Wealth (draft)

Wealth and Income

Characters have a Wealth and an Income trait.

Wealth represents the characters savings and other liquid assets.

Income has a time period. Every Income period if your Wealth is lower than your Income it becomes equal to your Income level.

Purchasing

• Any purchase below your Wealth level is free.
• Any purchase at your Wealth level lowers your Wealth by one,.
• Any purchase up to one level above your Wealth lowers your Wealth by two and you forgo your next X Incomes.
• You cannot purchase anything two or more levels above your Wealth.

Saving

If Wealth and Income are at the same level and you purchase nothing more costly than 2 levels below your Wealth for 5 income periods increase your Wealth by one level.

Pooling Your Resources

• 3 characters at the same Wealth Level = 1 at the next highest and all drop by 1
• 2 characters at the same Wealth Level = 1 at the next highest and both drop by 2
• 2 or 3 characters at adjacent Wealth Level = 1 at the next level above the highest and all drop by 2

Older Alternate Ideas

Buying beyond your means

Roll for anything more than halfway towards next Wealth level. Bargaining or merchant type skills and appropriate Gifts and Faults may give Advantages and Disadvantages on this roll @ the GM's discretion.
[nature of roll]
if failed drop wealth one level.

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ideas from Fudge Factor #16

levels roughly 5 times bigger than previous $5, $25, $125 etc.

liquid assets

• buy at same level then drops 1 level
• at lower level roll purchase vs asset and drop if result higher than asset
• can't buy at higher level
• adding roll against lowest value and increase main if result is higher than asset level